Georgia lets an injured person recover economic losses, noneconomic losses, property damage, and in aggravated cases punitive damages. O.C.G.A. § 9-10-184(a) defines the first two, as amended by SB 68.
| Category | Includes | Limit or note |
|---|---|---|
| Medical | Past and future care | § 51-12-1.1: reasonable value, for causes arising on or after April 21, 2025 |
| Income | Lost wages, income, capacity | Proof required, § 51-12-2(b); present value, § 51-12-13 |
| Services | Domestic and necessary unpaid services | § 9-10-184(a)(1) |
| Pain and suffering | Pain, anxiety, impairment, disfigurement | No cap; jury's conscience; argument rules in § 9-10-184 |
| Consortium | Spouse's loss | Spouse's own claim, four years, § 9-3-33 |
| Vehicle | Repair, value, diminished value | Four years, § 9-3-31; Mabry (2001) |
| Punitive | Aggravated conduct | § 51-12-5.1; $250,000 cap unless impaired or intentional |
| Wrongful death | Full value of life | § 51-4-1 |
| Funeral and estate | Funeral, medical, and pre-death suffering | § 51-4-5(b); § 9-2-41 |
| Attorney's fees | Possible if the defendant acted in bad faith or was stubbornly litigious | § 13-6-11 |
Prejudgment interest on unliquidated damages is possible under the Unliquidated Damages Interest Act, § 51-12-14, when a proper notice is sent and the later judgment is at least as much.
Nothing is automatic. A jury finding fault may reduce or bar everything under § 51-12-33. Insurance minimums are a practical limit, since at $25,000 per person, a verdict can exceed what the at-fault driver’s policy will pay. In that situation, uninsured motorist coverage may matter more than the theoretical total.
General information about Georgia law as of November 2026. It is not legal advice and does not create an attorney-client relationship.