A release is a written promise to give up claims in exchange for money, and a signed release can stop the injured person from coming back for more, even if the injury turns out worse than anyone expected. Its effect depends on three things it says: who is released, which claims, and whether the insurer’s payment is the only source.
Who. A release can name only one driver or can reach “all other persons, firms, or corporations.” General language like that can end a claim against someone not yet identified. Georgia law on this turns on the document’s words, so the list of names is the first thing to read.
What. Medical bills, lost wages, pain and suffering, and property damage can all be included. So can a spouse’s loss of consortium, if the spouse signs.
Limited release. When a motor vehicle claim is covered by two or more carriers, O.C.G.A. § 33-24-41.1 lets one carrier tender its limits and the claimant sign a limited release that keeps other coverage alive. It doesn’t bar recovery from another wrongdoer or policy unless it says so, and an uninsured motorist policy can’t prohibit it. A general release has no such protection, so the title of the document counts.
Other features to look for are indemnity language, which can make the injured person pay health plan or medical liens, and confidentiality terms.
Timing rules exist as well. Under § 9-11-67.1, a pre-suit offer prepared with a lawyer’s help in a motor vehicle case must allow at least 30 days to accept, and a 2024 amendment clarified material and immaterial terms for offers made from July 1, 2024. For a minor, § 29-3-3 requires court approval of a gross settlement over $25,000.
General information about Georgia law as of November 2026. It is not legal advice and does not create an attorney-client relationship.